Canada · 2026

Small smart decisions that add up.

Bramley is building a family of money apps that find ways to earn and save you didn't know existed.

Get notified when our first app, owed, launches. Partner with us →
What we build

A growing family of focused apps. Each one solves a specific money problem most people don't know they have.

Most personal-finance apps try to do everything in one place — and end up serving the small slice of people who actually want a dashboard. Bramley does the opposite. Each app does one thing well, lives on its own in the App Store, and quietly connects to the rest of the family in the background.

owed

Finds class-action settlements you may qualify for — and helps you claim them.

Coming soon

True Cost

Shows the full lifetime cost of a purchase before you make it.

In design

Couples

A shared money view for two people who don't want a joint account.

In design

First Thousand

Helps people without savings reach their first $1,000.

In design

Unsubscribe

Finds and cancels subscriptions you forgot you had.

In design

Grocery Scan

Compares unit prices and flags shrinkflation while you shop.

In design
First out of the gate

A peek at owed.

Every week, billions of dollars in class-action settlements go unclaimed. owed watches court records on your behalf and surfaces the ones you can actually file for — in about a minute, from your phone.

No accounts to link. No money held. Just settlements you'd otherwise miss.

Coming soon · 2026

Built for the 90% who miss apps that could save them money — not the 10% who want another dashboard.

Behind Bramley
Orchard

Orchard is where we grow the things you love.

Every Bramley app is built on Orchard, our in-house system for designing, testing, and shipping consumer money apps. We build a lot. We test everything. And we only put real effort behind the apps people actually love using.

Compliance isn't a checkbox at the end. Every Bramley app is reviewed end-to-end by our partner Black Maple, a Canadian CPA firm, before it ever reaches your phone. It's the kind of oversight most fintechs add at Series A. We start with it.

Orchard portfolio dashboard showing four Bramley apps — Owed, True Cost, Rainy Day, and Split — with their gate statuses and next-step commands.
Orchard portfolio view. Apps move through four gates — Proposal, Design, Pre-Build, Pre-Submit — before they can ship. Black Maple signs the last one.
01

We only keep what you love.

If people aren't getting real value from an app, we shut it down. The ones that work get all our attention.

02

Your money stays where it is.

Bramley apps don't hold, move, or touch your money. We help you see it, find it, and protect it — never custody it.

03

Reviewed before it ships.

Every app is signed off by Black Maple's compliance team before it goes live. No exceptions, no shortcuts.

Compliance partner
Black Maple Canadian CPA firm

Every app is signed off by Black Maple before it goes live.

Who

A rare combination behind every Bramley app.

Bramley is built by two teams that rarely work together. The consumer product, brand, and storytelling craft of veterans from Disney and EA — people who know how to make something millions of users actually want to open. And the financial expertise of Black Maple, a credentialed Canadian CPA firm, running compliance from day one.

That mix — best-in-class consumer instincts paired with serious financial discipline — is why Bramley apps both feel right and work right.

Kyle Smith

Founder & CEO

Twenty years in games — founder, product lead, franchise creator at EA.

LinkedIn →

Nate Barker

CRO

Mobile-games veteran from Disney and Ubisoft.

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André Louw

CFO

Partner at Black Maple; runs compliance across the Bramley portfolio.

LinkedIn →
Get in touch

Help us put more money in more pockets.

For people who want to use our apps

Consumers

Our first app, owed, lands in 2026. Drop your email and you'll be among the first to try it.

For partners

Partners

Building in banking, compliance, distribution, or data? We're talking to early partners now.

For investors

Investors

We're raising a pre-seed round. If consumer fintech is in your thesis, we'd like to talk.