owed
Finds class-action settlements you may qualify for — and helps you claim them.
Bramley is building a family of money apps that find ways to earn and save you didn't know existed.
Most personal-finance apps try to do everything in one place — and end up serving the small slice of people who actually want a dashboard. Bramley does the opposite. Each app does one thing well, lives on its own in the App Store, and quietly connects to the rest of the family in the background.
Finds class-action settlements you may qualify for — and helps you claim them.
Shows the full lifetime cost of a purchase before you make it.
A shared money view for two people who don't want a joint account.
Helps people without savings reach their first $1,000.
Finds and cancels subscriptions you forgot you had.
Compares unit prices and flags shrinkflation while you shop.
Every week, billions of dollars in class-action settlements go unclaimed. owed watches court records on your behalf and surfaces the ones you can actually file for — in about a minute, from your phone.
No accounts to link. No money held. Just settlements you'd otherwise miss.
Built for the 90% who miss apps that could save them money — not the 10% who want another dashboard.
Every Bramley app is built on Orchard, our in-house system for designing, testing, and shipping consumer money apps. We build a lot. We test everything. And we only put real effort behind the apps people actually love using.
Compliance isn't a checkbox at the end. Every Bramley app is reviewed end-to-end by our partner Black Maple, a Canadian CPA firm, before it ever reaches your phone. It's the kind of oversight most fintechs add at Series A. We start with it.
We only keep what you love.
If people aren't getting real value from an app, we shut it down. The ones that work get all our attention.
Your money stays where it is.
Bramley apps don't hold, move, or touch your money. We help you see it, find it, and protect it — never custody it.
Reviewed before it ships.
Every app is signed off by Black Maple's compliance team before it goes live. No exceptions, no shortcuts.
Canadian CPA firm
Every app is signed off by Black Maple before it goes live.
Bramley is built by two teams that rarely work together. The consumer product, brand, and storytelling craft of veterans from Disney and EA — people who know how to make something millions of users actually want to open. And the financial expertise of Black Maple, a credentialed Canadian CPA firm, running compliance from day one.
That mix — best-in-class consumer instincts paired with serious financial discipline — is why Bramley apps both feel right and work right.
Founder & CEO
Twenty years in games — founder, product lead, franchise creator at EA.
LinkedIn →Our first app, owed, lands in 2026. Drop your email and you'll be among the first to try it.
Building in banking, compliance, distribution, or data? We're talking to early partners now.
We're raising a pre-seed round. If consumer fintech is in your thesis, we'd like to talk.